Important Banking Exam Terms

Full Forms for Information Technology Related Terms..

• COMPUTER :- Common Operating Machine Particularly Used for Trade, Education, and Research.

• SMS :- System Management Server.

• ENIAC :- Electronic Numerical Integrator and Calculator.

• PIN :- Personal Identification Number.

• ISP :- Internet Service Provider.

• IT :- Information Technology.

• WWW :- World Wide Web (sometimes call W3).

• WWW :- World Wide Wait - slang.

• VIP :- Vines Internet Protocol.

• ASP :- Active Server Page.

• ASP :- Application Service Provider.

• 3D :- Three Dimensional.

• INS :- InterNet communication Settings.

• CAD :- Computer Aided Design.

• ECS :- Enhanced Chip Set.

• FAQ :- Frequently Asked Questions (files often found on BBS and Internet).

• DOS :- Disk Operating System.

• POP :- Power On Password.

• POP :- Post Office Protocol (how PCs get email from internet).

• POP :- Point Of Presence (internet and WWW terminology for location of server).

• STP :- Shielded Twisted Pair.

• FORTRAN :- FORmula TRANslation language (programming language).

• MODEM :- MODulate / DEModulate.

• NCC :- Network Control Center.

• IC :- Integrated Circuit.

• IP :-  Internet Protocol.

• UID :- User IDentification (internet- intranet- and server login accesses).

• IRDA :- Infrared Data Association.

• CLASS :- Compiled java program- often used as class extension.

• NIC :- Network Interface Card.

• PC :- Personal Computer.

• RAS :- Remote Access Server / Service.

• CD-ROM :- Compact Disk - Read Only Memory.

• PPP :- Point to Point Protocol.

• ARPANET :- Advanced Research Projects Agency Network (the beginning of the internet).

• EEPROM :- Electronic Erasable Programmable Read Only Memory.

• RDBMS :- Relational Data Base Management System.

• MPEG :- Motion Picture Experts Group (file extension MPG).

• PVC :- Permanent Virtual Circuits.

• ASAP :- Application Assessment And Planning package (Lotus migration application).

• CPU :- Central Processing Unit.

• SSI :- Server Side Includes (web technology that allows for dynamic data exchange in web pages).

• CMYK :- Cyan- Magenta- Yellow- blacK.

• COBOL :- Common Business Oriented Language (programming language).

• ID :- Internal Device.

• BOSS :- Business Organizer Scheduling System (one of the original hand-held organizers).

• HCL :- Hardware Compatibility List (what hardware works with Windows 95- a text file).

• FCI :- Flux Changes per Inch (drive tech terminology).

• MIS :- Management Information Systems.

• MIS :- Multimedia Information Sources.

• APL :- Automatic Programming Language.

• DTP :- Desk-Top Publishing.

• SMTP :- Simple Mail Transfer Protocol.

• IPC :- Inter-Processes Communications.

• PDC :- Primary Domain Controller.

• HD :- Hard Disk 2 High Density (type of disk format).

• PCI :- Personal Computer Interface .

• PCI :- Peripheral Component Interconnect.

• DBMS :- DataBase Management System.

• CHAT :- Conversational Hypertext Access Technology (""talking"" in real time over the internet)".

• DVD :- Digital Video Disk.

• DOC :- DOCument (file format extension used by word processors such as MS Word).

• DOC :- A word processing DOCument file extension  Often used by MS Word.

• LCD :- Liquid Crystal Display (often found on laptops).

• POS :- Point Of Sale (the scanners you see in supermarkets).

• TM :- Text Message.

• TM :- Test Mode (modem diagnostics).

• URL :- Uniform Resource Locator.

• IBM :- International Business Machines.

• RDO :- Remote Data Objects.

• VBA :- Visual Basic for Applications (programming language bundled with MS Office- can include ActiveX- not a full VB compiler- but can edit macros and commands).

• AT :- Asynchronous Transmission.

• AT :- Advanced Technology.

• FTP :- File Transfer Protocol.

• VGA :- Video Graphics Adapter.

• ISM :- Information Services Manager.

• SRC :- Sample Rate Conversion.

• PDP :- Plasma Display Panel (laptops).

• ODBC :- Open DataBase Connectivity (2 Components) (Microsofts shared data connections).

• DB :- DataBase.

• DB :- decibel.

• ED :- External Device.

• W3C :- World Wide Web Consortium.

• MCSE :- Microsoft Certified System Engineer.

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CURRENT AFFAIRS

Kumi Naidoo is next Secretary General of Amnesty International..

• Amnesty International has appointed Kumi Naidoo as the next Secretary General of the global human rights movement.

• South African human rights activist Kumi Naidoo has been appointed as the next Secretary General of Amnesty International.

• He will take over from Indian activist Salil Shetty in August 2018.

• Amnesty International has appointed Kumi Naidoo as the next Secretary General of the global human rights movement.

Mr. Kumi Naidoo :-

• Mr. Naidoo, an Indian-orgin born in Durban, was formerly International Executive Director of Greenpeace. 

• He was also the Founding Chair of the Global Call to Action against Poverty and Secretary General and CEO of CIVICUS, the World Alliance for Citizen Participation.

Amnesty International :-

• Amnesty International is the largest human rights movement globally, with a global presence including offices in more than 70 countries, 2,600 staff and seven million members, volunteers and supporters worldwide. 

• Mr. Shetty has been heading the Amnesty since 2010.

Ranveer Singh is Premier League's ambassador in India..

• The Premier League has formed an official partnership with Indian film actor Ranveer Singh.

• The Bollywood star is a passionate football fan and will help promote the Premier League to fans in India and globally.

• Ranveer Singh, famous for his lead roles in films such as Bajirao Mastani and Befikre, is a supporter of Arsenal FC and closely follows Premier League action throughout the season. 

• In this ambassadorial role he will be working to support the league’s community initiatives across India, promote fan events and share his passion for the game.

• The league recently hosted an international fan park in Bengaluru, which saw more than 20,000 Indian fans engage with clubs and activities.

UN Appoints Henrietta Fore As UNICEF Head..

• UN chief Antonio Guterres has appointed former senior US government official Henrietta H Fore as the new executive director of UNICEF, the world body said. 

• Fore, 69, has worked to champion economic development, education and health, humanitarian assistance and disaster relief for the most vulnerable in the international and developing world.

• She was the first woman to be appointed Administrator of the US Agency for International Development and Director of US Foreign Assistance in the Department of State, she held these positions between 2006 and 2009. 

• From 1989 to 1993, she was working as the USAID Assistant Administrator for Asia and for Private Enterprise.

• Currently CEO of Holsman International, a manufacturing and investment company, Fore also served as Undersecretary of State for Management, the Chief Operating Officer for the United States Department of State. 

• In addition, she was member on the boards of the Overseas Private Investment Corporation and the Millennium Challenge Corporation.

• Fore will become the seventh Executive Director on January 1, 2018. 

The United Nations Childrens' Fund (UNICEF) :-

• Established :- 11 December 1946.

• Headquarters :- New York City, Geneva.

1. The United Nations International Children's Emergency Fund was created by the United Nations General Assembly on the 11th of December 1946, to provide emergency food and healthcare to children in countries that had been devastated by World War II.
2. It is a member of the United Nations Development Group.

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CURRENT AFFAIRS

Union Cabinet approves establishing India's first National Rail and Transportation University..

• The Union Cabinet chaired by Prime Minister Shri Narendra Modi has approved the Ministry of Railways’ transformative initiative to set up the first ever National Rail and Transport University (NRTU) in Vadodara to skill its human resources and build capability.

• The University will be set up as a Deemed to Be University under de novo category as per the UGC [Institutions Deemed to be Universities] Regulations, 2016.

• Government is working towards completing all approvals by April 2018 and to launch the first academic program in July 2018.

National Rail and Transportation University

1. The University will be set up as a Deemed to Be University under de novo category as per the UGC [Institutions Deemed to be Universities] Regulations, 2016
2. A not-for-profit Company under Section 8 of the Companies Act, 2013 will be created by the Ministry of Railways as the Managing Company of the proposed university.
3. The company will provide financial and infrastructural support to the university and appoint Chancellor and Pro-Chancellor of the university.
4. Board of Management comprising professionals and academics will be independent of the Managing Company and will have full autonomy to perform its academic and administrative responsibilities.
5. Existing land and infrastructure at National Academy of Indian Railways (NAIR) at Vadodara, Gujarat will be utilized, and suitably modified and modernized for the purpose of the university.
6. It is expected to have 3000 full time students. The funding of the new university will entirely come from Ministry of Railways.
7. The university plans to use latest pedagogy and technology applications such as satellite based tracking, Radio Frequency Identification and Artificial Intelligence to improve on-the-job performance and productivity.
8. Stakeholders will have access to Railways' facilities that will work as 'live labs' through which, they will be able to work on solving real life problems.
9. University will have 'Centres of Excellence' showcasing high-end, niche technology like High Speed Train.

Union Government launches Project Darpan to improve postal services for rural customers..

Union Minister of Communications Manoj Sinha on 21 December 2017 launched Project DARPAN – “Digital Advancement of Rural Post Office for A New India” to improve the quality of service and add value to services for rural customers.

• The project has an outlay of 1400 crore rupees and intends to provide a low power technology solution to each Branch Postmaster (BPM).

• This will enable all 1.29 Lakhs Branch Post Offices (BOs) to improve the level of services being offered to rural customers across all the states. 

• At Present, 43171 Branch Post Offices have migrated under the “DARPAN” project with the aim of financial inclusion to rural population. 

Project Darpan

1. Project Darpan aims to achieve financial inclusion of un-banked rural population.
2. The Project will increase the rural reach of the Department of Posts and enable BOs to increase traffic of all financial remittances, savings accounts, Rural Postal Life Insurance, and Cash Certificates.
3. It will improve mail operations processes by allowing for automated booking and delivery of accountable article.
4. It will increase revenue using retail post business, provide third party applications and make disbursements for social security schemes such as MGNREGS.
5. The project is targeted to be completed by March 2018.

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International Organizations and their Headquarters

• Amnesty international :- London.

• APEC (Asia Pacific Economic Forum) :- Singapore.

• ASEAN (Association of South East Asian Nations) :- Jakarta.

• Commonwealth of Nations :- London.

• EU (European Union) :- Brussels.

• FAO (Food and Agricultural Organization) :- Rome.

• IAEA (International Atomic Energy Agency) :- Vienna.

• ICAO (International Civil Aviation Organization) :- Montreal.

• ICJ (International Court of Justice) :- The Hague.

• ILO (International Labor Organization) :- Geneva.

• IM (International Maritime Organization) :- London.

• IMF (International Monetary Fund) :- Washington.

• International Standards Organizations :- Geneva.

• NAM (Non Aligned Movement) :- New York/Istanbul.

• NATO (North Atlantic Treaty Organization) :- Brussels.

• OECD (Organization for Economic Cooperation and Development) :- Paris.

• OPEC (Organization of Petroleum Exporting Countries) :- Vienna.

• SAARC (South Asian Association for Regional Cooperation) :- Kathmandu.

• Transparency International :- Berlin.

• UNAEC (United Nations Atomic Energy Commission) :- New York.

• UNAIDS (Joint United Nations Programme on HIV/ AIDS) :- Geneva.

• UNCDF (United Nations Capital Development Fund) :- New York.

• UNCTAD (United Nations Conference on Trade and Development) :- Geneva.

• UNODC (United Nations Office on Drugs and Crimes) :- Vienna.

• UNDP (United Nations Development Programme) :- New York.

• UNEP (United Nations Environment Programme) :- Nairobi.

• UNESCO (United Nations Educational scientific and cultural Organization) :- Paris.

• UNFCCC (United Nations Frame Convention on Climate Change) :- Germany.

• UNFPA (United Nations Population Fund) :- New York.

• UNHCR (United Nations High Commissioner for Refugees) :- Geneva.

• UNICEF (United Nations Children’s Education Fund) :- New York.

• UNO (United Nations Organization) :- New York.

• WHO (World Health Organization) :- Geneva.

• WMO (World Metrological Organization) :- Geneva.

• World Bank :- Washington.

• World Intellectual Property Organization :- Geneva.

• WTO (World Tourism Organization) :- Madrid.

Wealth Tax Act, 1957

Date commenced :- 1 April 1957.

• The Wealth Tax Act, 1957 was an Act of the Parliament of India which provides for levying of wealth tax on an individual, Hindu Undivided Family (HUF) or company is in possession of, on the corresponding Valuation Date. 

• The Act applies to the whole of India including the state of Jammu and Kashmir and the Union Territories. 

• The application of the Act has been discontinued from 1 April 2016.

Wealth Tax Act

• The Wealth Tax Act, 1957 governs the taxation process associated with the Net Wealth of an Individual, a Hindu Undivided Family (HUF), or a Company possesses on the Valuation Date.

• The Reserve Bank of India is exempted from paying Wealth Tax though the entity fulfils the requirement of being a corporation in India. 

• It is an Act that provides for the levy of Wealth Tax on liable Assessees and came into force on April 1, 1957. 

• This Act requires liable Assessees to file their Wealth Tax Return online in Form BB. 

• The due-date for filing return of Wealth Tax shall be same date as that applicable to an assessee under the Income Tax Act.

• Wealth Tax is a direct tax and is to be filed separately. 

• It is not part of the Income Tax Return that is filed at the end of a Financial Year in India.

Valuation date

• The valuation date is an important component in the calculation of Wealth Tax. 

• The Net Wealth that an assessee possesses on the valuation date determines the amount of tax, the residential status of the assessee, value of an asset, and exact amount of wealth at the end of the date.

• The valuation date is considered the day of 31 March immediately preceding the Assessment Year. 

E.g.-
When the Assessment Year is 1 April 2016 to 31 March 2017, the valuation date will be 31 March 2016.

Wealth Tax is not applicable to --

1. Trusts
2. Artificial Judicial Persons
3. 9* Partnership firms
4. Association of persons (AOPs)
5. A company registered under Section 25 of the Company Act, 1956
6. Co-operative Societies
7. Social clubs
8. Political parties
9. Mutual funds specified under Section 10 Clause (23D) of the Income Tax Act.

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CURRENT AFFAIRS

Narendra Modi inaugurates Tuirial dam in Mizoram

Mizoram CM :- Lal Thanhawla, 

Governor :- Lt. General (Retd.) Nirbhay Sharma.

• Prime Minister Narendra Modi inaugurated the 60-megawatt Tuirial hydroelectric power project from Aizawl, Mizoram. 
• Mizoram had become the third power- surplus state in the north-east after Sikkim and Tripura.
• The earthfill and gravity dam over Tuirial river has been constructed as a central sector project and implemented by North Eastern Electric Power Corporation(Neepco) under the administrative control of the ministry of power.

• The Tuirial project was announced and cleared in 1998 by the then Atal Bihari Vajpayee government. 
• It was the first major central project to be successfully commissioned in Mizoram. 
• Prime Minister also inaugurated the Shillong - Nongstoin Rongjeng Tura road.
• The first unit was commissioned on August 25 and the second one on November 28 this year.

President of India Lays Foundation Stone of ‘NYAYA GRAM’ Project

The President of India, Shri Ram Nath Kovind, laid the foundation stone of the 'Nyaya Gram project' of the High Court of Allahabad in Allahabad, Uttar Pradesh.

• As per the President, the Nyaya Gram project would prove to be a milestone in fulfilling the requirements of the Allahabad High Court.
• The President said that citizens have faith in the judiciary.
• And yet common people tend to avoid knocking on its door.
• It is important to change this situation.
• On all of us lies the responsibility of providing justice on time, making the justice system less expensive, providing judgments in a language understandable to the common citizen, and ensuring justice for women and weaker sections in society.

(In the year 1866, the High Court for the North-Western Provinces came into existence at Agra.

The first Chief Justice of High Court of North-Western Provinces- Sir Walter Morgan.

The seat of the High Court for the North-Western Provinces was shifted from Agra to Allahabad in 1869 and its designation was altered to ‘the High Court of Judicature at Allahabad’.)

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CURRENT AFFAIRS

Uttar Pradesh and Maharashtra tops in highest number of cyber-crimes

• Uttar Pradesh stands on top of recording highest number of cyber crimes in India followed by Maharashtra.
• As per the data, Uttar Pradesh reported the maximum number of such cases (2,639) in 2016, followed by Maharashtra (2,380 cases), Karnataka (1,101 cases) and Rajasthan (941 cases).
• It is noteworthy that among the Northeastern states, Assam, Manipur and Nagaland witnessed a surge in cases under cybercrimes year-on-year during 2016, while the other states reported a decline in number of such incidences.
• Manipur reported 11 cases in 2016 as against six in 2015, while in Nagaland there were two incidences of cybercrimes in 2016 compared to none in the previous year.
• Tripura witnessed eight such incidents last year as against 13 in 2015.
• In Arunachal Pradesh, there were four such cases in 2016 compared to six in the previous year.
• The total number of cases in Meghalaya came down to 39 last year from 56 in 2015.
• Mizoram reported only one such case in 2016 compared to eight in 2015.
• Nationally, a total of 12,317 cases of cybercrimes were reported in 2016 compared to 11,592 in 2015, which is an increase of over six per cent, NCRB data said.

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Non Banking Financial Company

Important Points 

• NBFCs do offer all sorts of banking services, such as :- Loans and credit facilities, Retirement planning.
• Systematically important NBFCs are Non-banking Financial companies whose asset size is more than ____ Crore as per their balance sheet. :- 500.
• How many types of NBFC in India :- Ten.
• NBFC cannot accept :- Demand deposits.
• NBFCs do not form part of the payment and settlement system and cannot issue :- Cheques & Debit Cards.
• NBFCs are allowed to accept/renew public deposits for a minimum period of :- 12 Months.
• NBFCs are allowed to accept/renew public deposits for a maximum period of :- 60 Months.
• The interest rates charged to the borrowers by NBFCs are :- Not regulated by RBI.
• The interest rate of NBFC are chosen by :- NBFC Itself.
• Which is the example of NBFC :- Fusion Microfinance Pvt Ltd, S. V. Creditcare Network Pvt. Ltd, Saija Finance Pvt. Ltd, LIC housing Finance limited.
• Which statement is true :- NBFC cannot accept demand deposits.
• The deposits with NBFCs are :- Not insured.
• Which statement is true :- NBFCs (except certain AFCs) should have minimum investment grade credit rating.
• The repayment of deposits by NBFCs is :- Not guaranteed by RBI.
• All NBFCs are not entitled to :- Accept public deposits.
• Which of the following NBFC can accept public deposits :- Only those NBFCs to which the Bank had given a specific authorization.
• _______ does not guarantee repayment of deposits by NBFCs even though they may be authorized to collect deposits :- RBI.
• If an NBFC defaults in repayment of deposit, the depositor can approach :- Company Law Board, Consumer Forum, Civil case in Court.
• There is __________for hearing complaints against NBFCs :- No ombudsman.
• In respect of credit card operations of an NBFC, which is a subsidiary of a bank the customer will have the option to approach ____ – Concerned Banking Ombudsman.
• _________ conducts on-site inspection and off-site surveillance of NBFCs :- RBI.
• The RBI conducts the inspection under the system known as the alphabets of :-CAMELS.
• The interest may be paid or compounded at rests not shorter than :- Monthly rests.

• Minimum capital required for setting up an NBFC is :- 100 Crores.
• The company should be registered under __________of the companies Act, 1954 :- Section 3.

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CURRENT AFFAIRS

Goa CM to unveil Indias first mobile food testing lab

India's 'first' mobile food testing laboratory, which will enable on-the-spot food safety tests to be conducted in Goa, would be launched by Chief Minister Manohar Parrikar on December 10, 2017.

"This is the first ever 'Food Safety on Wheel' mobile laboratory in the country.

The vehicle is equipped to conduct on-the-spot tests to check the food quality.

It will also check the hygiene level of water, he said adding that the results can be received within 15 minutes.

The mobile laboratory costs Rs 45 lakh and it has been fully funded by the Centre, the minister added.

Kacheguda Becomes Indias First Energy Efficient Railway Station

Kacheguda railway station in Hyderabad division of the SCR (South Central Railway), becomes India's 'First' Energy-Efficient 'A1 Category' Railway Station.

The station has achieved 100% energy efficiency by replacing 1,312 conventional lights with light-emitting diode (LED) lighting, among other steps.

About 370 ceiling fans, too, were replaced with energy efficient Brushless DC Electrical (BLDC) motors fans, and 12 air conditioners with energy efficient inverter-type air conditioners.

All these measures would save about 1.76 lakh units and ₹14.08 lakh per annum with reduction of the connected load by 46.18 kW for Railways, said General Manager Vinod Kumar Yadav.

Complimenting Divisional Railway Manager Arun Kumar Jain and his colleagues V. Venkata Ramana and P. Prem Kumar for the feat, Mr. Yadav said they had put in extensive efforts to achieve this distinction.

Kacheguda Railway station is a historic building and had completed 100 years.

Situated in the heart of Hyderabad, it was built in 1916 by the Nizam’s Guaranteed State Railway during the reign of Mir Osman Ali Khan, the seventh Nizam.

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CURRENT AFFAIRS

India Wins First-Ever South Asian Regional Badminton Team Championship

India won the first-ever South Asian Regional Badminton Team Championship.

In the title clash played in Guwahati, India defeated Nepal, 3-0.

India who came into the final without losing a single match continued their good run with Aryaman Tandon drawing the first blood in the boys' singles competition.

Aryaman Tandon defeated Dipesh Dhami 21-9, 21-15 while Ashmita Chaliha defeated Rashila Maharjan 21-9, 21-6  in the Girls’ singles event.

In Boys’ Doubles, the pair of Arintap Dasgupta and Krishna Prasad came back from a game behind to beat the duo of Dipesh Dhami and Nabin Shrestha 19-21, 21-14, 21-11.


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CURRENT AFFAIRS

Prime Minister Narendra Modi Inaugurated B R Ambedkar International Centre

Prime Minister Narendra Modi inaugurated the .BR Ambedkar International Centre in New Delhi.

The centre was a fusion of Buddhist and modern architecture.
He had laid the foundation stone of the center in 2015.

The prime minister also unveiled two statues of the Dalit icon at the centre in Janpath.

Union Minister of Social Justice and Empowerment Thawar Chand Gehlot, Minister of State Ramdas Athawale and Union Sports and Youth Affairs Minister Vijay Goel were also present at the event.

Modi added that the government had developed five places related to Babasaheb Ambedkar into pligrimage spots.

He added that the five pilgrimage spots -- in
Delhi, Mumbai, Nagpur, Mhow and London -- were like a homage from the present generation.


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Computer Knowledge

Some Important Full Form of Programming Languages :-

BASIC :- Beginners All-purpose Symbolic Instruction Code.

COBOL :- Common Business Oriented Language.

FORTRAN :- FORmula TRANslation.

ALGOL :- ALGOrithmic Language.

PROLOG :- PROgramming in LOGic.

HTML :- Hyper Text Markup Language.

XML :- eXtensible Markup Language.

CSS :- Cascading Style Sheet.

JS :- JavaScript.

PHP :- Hypertext Preprocessor.

VBS :- Visual Basic Scripting Language.

ASP :- Active Server Pages.

JSP :- Java Server Pages.

AJAX :- Asynchronous JavaScript And XML.

PERL :- Practical Extraction and Reporting Language.

LISP :- LISt Processing.

J2EE :- Java 2 Platform Enterprise Edition.

SQL :- Structured Query Language.

XSL :- EXtensible Stylesheet Language.

ADO :- Active Data Object.

VFP :- Visual FoxPro.

iMAC :- iNTERNET MACintosh.

CFML :- cold fusion markup language.

SAP :- System Analysis and Programming.

BCPL :- basic combined programming language.

ORACLE :- Oak Ridge Analytical and Common Logical Engine.

MS WINDOWS :- MicroSoft Wide Interactive Networking Development for Office Work Solutions.


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Important Computer Terms....

Application Files :-

Program files environment where you can create and edit the kind of document that application makes.

Bug :-
A fault in a computer program which prevents it from working correctly.

Central Processor Unit (CPU) :-
This is where the entire computer's data processing is handled - all the data manipulation, calculations and formatting data for output.

Click :-
To select an object by pressing the mouse button when the cursor is pointing to the required menu option, icon or hypertext link.

Close :-
To close a window that has been opened for viewing and / or editing.

Computer :-
A general-purpose machine that processes data according to a set of instructions that are stored internally either temporarily or permanently..

Cookie :-
A packet of information that travels between a browser and the web server.

CPU :-
An acronym for Central Processing Unit and is often used to refer to a computer system, such as "That beige box sitting next to my 24" flat screen monitor is my new CPU.

Crash :-
Your computer or application no longer works correctly and so you "loose" all the work you've done since the last time you saved.

Creating A File :-
Storing data as a file with an assigned file name that is unique within the directory it resides in.

Delete :-
To remove an item of data from a file or to remove a file from the disk.

Desktop :-
An on-screen representation of a desktop such as used in the Macintosh and Windows operating systems.

Dialog Boxes :-
Takes over your screen and allows you to ‘dialog' with the computer.

Directory (AKA Folder, sub-directory) :-
Allows you to organize files and other folders.

Disk Space :-
This is the place where your files live.
The greater the disk space the more files you can keep.
More disk space is always better than less.
You can never have much disk space.

Document Files :-
Files we care about (memos, letters, pictures, etc.

Documents :-
Files you create and edit.

Double Click :-
To press the mouse button twice in rapid succession without moving the mouse between clicks.

Drag :-
To move an object on screen in which its complete movement is visible from starting location to destination.

Edit :-
To make a change to existing data.

File Cabinet :-
Metaphorically, the hard drive (and other kinds of storage media like floppy disks) which store files and folders.

Folder Icons :-
Collections of documents and other folders.

Google :­-
Search engine on the web.

Hotmail -
Free email service, now part of MSN.

Icon View :-
Allows you to see icons of folders and files primarily as icons with little information.

Icons :-
In a graphical user interface (GUI), a small, pictorial, on screen representation of an object, such as a document, program, folder or disk drive.

Keyboard :-
This if the primary text input device.
It also contains certain standard function keys, such as the Escape key, tab, and arrow keys, shift and control keys, and sometimes other manufacturer-customized keys.

Mouse :-
Pointing device that allows you to tell the computer what to do.

Mozilla :-
A web browser and successor to Netscape Communicator.

Operating System (OS) :-
System software that allows your computer to work.

Pentium :-
Microprocessor from Intel.

Recycle Bin :-
Place where you put files and folders that you may later want to delete or get rid of. Compare Trash.


Resize Box :-
Allows you to change the size and shape of a window.

Right click :-
To press the right button on the mouse. (This is Windows specific.
On a Mac running System 8 or higher, you hold down the Control key and then click to get the same effect.)

Save As :­­-
Give the file a name and/or store the file in a certain place.

Save :-
Tell the computer to create a file on disk that has the information you've put into the document (usually typing).

Scroll Bar :-
Allows you to move around through your document.

Shut down :-
To quit all applications and turn off the computer.

Software :-
Instructions that tell the computer what to do.

Spam :-
Unwanted repetitious messages, such as unsolicited bulk e-mail.

System files :-
Allows our computer to work.

Trash :-
Place where you put files and folders that you want to delete or get rid of.

Virus :-
Apiece of program code that spreads by making copies of itself.

Volume Icons :-
Devices that hold files and folders.

Wiki or WikiWiki :-
A hypertext document collection or the collaborative software used to create it.


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Some Important Computer Terms

*Question.-*

what is Error Code 404..?

*Answer.-*
-- Of all these error codes by far the most common is 404 which is also one of the few that can be worked around - always assuming the website has not simply ceased to exist..
-- Everything else can be fixed although it would help to explain the difference between web names as they appear in the press and as they appear in a Browser..


*Question.-*
What is USENET..?

*Answer.-*
-- Derived from Users Network this is, again, totally separate from the WWW..
-- Briefly, the Internet is also home to what are called news groups which are broadly divided into several categories and which cater for every topic imaginable..


*Question.-*
What is AirDrop..?

*Answer.-*
-- *"AirDrop"* is a very handy feature and easy to use for wireless file transfer between Mac, even outside the context of a home network..
-- AirDrop arrived on the iPad and iPhone with iOS 7 and on Mac with Mac OS X Lion..
-- Indeed not need a router or even connect to an existing Wi-Fi or Bluetooth network to use "AirDrop"..
-- There is nothing to set up, all you need is a recent Mac ("AirDrop" indeed requires a recent Mac to be activated) and communication will be made directly between Wi-Fi cards Mac (ad-hoc mode)..


*Question.-*
What is Defragmentation..?

*Answer.-*
--  a person must first understand how data files are saved onto magnetic storage disks..
-- Whether on a floppy disk or a hard disk, data is stored in a certain format..
-- Formatting consists of dividing a disk into organized sections so that data can be located by the computer..
-- Formatting organizes disks into concentric rings called tracks..
-- Tracks are divided into sectors (pie shaped wedges) in which files and parts of files are stored..


*Question.-*
 What is MIMD (Multiple-instruction multiple-data)..?

*Answer.-*
-- (Multiple-instruction multiple-data) A generic description that can be applied to any MULTIPROCESSOR computer architecture in which each processor is able to execute a different program, as distinct from a SIMD architecture in which each processor executes the same program on a different data item..
-- With MIMD architecture, the deployment of the program code onto the different processors and the interconnection TOPOLOGY of the processors become visible to the programmer, and complicate the writing of programs..


 *Question.-*
What is Microprocessor..?

*Answer.-*
-- A computer integrated onto a single piece of silicon or CHIP, often referred to informally as a microchip, or the silicon chip..
-- The microprocessor was the invention that sparked the revolution in computing and communications which began in the late 1970s..
-- The first commercial microprocessor was the Intel 4004 launched in 1971, which was designed to be used in a Japanese desk calculator..


*Question.-*
What is DIMM (Dual In-line Memory Module)..?

*Answer.-*
-- (Dual In-line Memory Module) A small *PRINTED CIRCUIT BOARD* with RAM chips mounted on both sides and a single edge connector, via which it can be plugged into a computer MOTHER BOARAD..
-- DIMM differs from a SIMM in that the chips on either side have separate pins on the edge connector, permitting a wider 128-bit data path for faster access to the memory; hence they tend to be used in more expensive systems like servers..


*Question.-*
What is Trackball..?

*Answer.-*
-- A trackball is an alternative to a mouse or a stylus..
-- It looks kind of like a mouse upside-down, and you use it by rolling the ball around with your fingers..
-- It has one or more buttons to click, just like a mouse..

BANK RECONCILIATION STATEMENT :-

BANK RECONCILIATION STATEMENT :-


-- In bookkeeping, a bank reconciliation statement is a process that explains the difference on a specified date between the bank balance shown in an organization's bank statement, as supplied by the bank, and the corresponding amount shown in the organization's own accounting records..


👉🏻 Such differences may occur, for example, because..-

• Cheques issued by the organization have not been presented to the bank..

• A banking transaction, such as a credit received, or a charge made by the bank, has not yet been recorded in the organization's books..

• Either the bank or the organization itself has made an error..


-- Sometimes it may be easy to reconcile the difference by looking at very recent transactions in the bank statement and the organization's own accounting records (cash book) and seeing if some combination of them tallies with the difference to be explained..

-- Otherwise it may be necessary to go through and match every transaction in both sets of records since the last reconciliation, and see what transactions remain unmatched..

-- The necessary adjustments should then be made in the cash book, or reported to the bank if necessary, or any timing differences recorded to assist with future reconciliations..

-- For this reason, and to minimise the amount of work involved, it is good practice to carry out such reconciliations at reasonably frequent intervals..

-- Reconciliations may be assisted by specialised accounting software..

-- A Bank reconciliation statement is a statement prepared as part of the reconciliation which sets out the entries which have caused the difference between the two balances..

🏆 *Mission RBI/SBI/IBPS 2017* 🏆
       🇮🇳 BANK Officers 🇮🇳
            🌅 *Article 799* 🌅
       🌞 DATE :- 24/11/2017 🌞
    ✍🏼 *BANKING AWARENES*  ✍🏼


👉🏻 *..IMPORTANT QUESTION & ANSWER..* 👈🏻


01.
Which committee has constituted by the Maharashtra govt to recommend ways to stop custodial deaths..?

A. Aniket Kothale committee
B. Kirti Patekar committee
C. S L Jain committee
D. Sudhir Shrivastava committee..✔


02.
Moody's Investors Service has upgraded India's sovereign ratings from its lowest investment grade "Baa3" to ____..?

A. A+
B. AA-
C. Baa1
D. Baa2..✔


03.
Which is the India's longest expressway that will soon provide free Wi-Fi services along its length...?

A. Chennai Bypass
B. Ahmedabad vadodara Expressway
C. Agra to Lucknow Expressway..✔
D. Yamuna Expressway


04.
"Project Saksham" is related to which of the following...?

A. Indian Army
B. Indian Navy
C. Indian Railways..✔
D. Indian Roadways


05.
What is the theme of the 2017 World Diabetes Day (WDD)..?

A. Women and diabetes: Visiualize Future
B. Women and diabetes: Our right to a healthy future..✔
C. Women and diabetes: Right to health
D. Women and diabetes: Future & children


06.
Which IIT institute to host the Blockchain summit and hackathon, which will be organised by NITI Aayog..?

A. IIT Bombay
B. IIT Indore
C. IIT Delhi..✔
D. IIT Madras


07.
Which species is regarded as the world's most endangered great ape...?

A. Bonnet Macaque
B. Hoolock Gibbons
C. Grey Langur
D. Tapanuli orangutan..✔


08.
How many companies are shortlisted under Adopt a Heritage Scheme...?

A. 5
B. 9
C. 7..✔
D. 4


09.
GMR Hyderabad Airport, Malaysia Tourism, and MAHB Sign Pact to promote this ______ department..

A. Tourism..✔
B. Agriculture
C. Corporate Affairs
D. Coal


10.
What is the India's passport position in the Global Passport Power Rank 2017, as per global financial advisory firm Arton Capital..?

A. 78th
B. 94th
C. 75th..✔
D. 66th


11.
As per Global Passport Power Rank 2017 which of the following becomes 'most powerful' in the world..?

A. Sweden
B. Germany
C. Singapore..✔
D. Denmark


12.
Which of the following ministry launches SAATHI to help small Industries..?

A. Ministry of Finance and Railways
B. Ministry of Power and Textiles..✔
C. Ministry of Minority Affairs and Human Resource Development
D. Ministry of Power and Science & Technology


13.
Amount approved to develop 83,000 km Highways by the Union Cabinet is...:

A. 5 lakh crores
B. 12 lakh crores
C. 7 lakh crores..✔
D. 15 lakh crores


14.
Recently, how many American companies interacted with Uttar Pradesh Chief Minister Yogi Adtiyanath in the US in UP event..?

A. 12
B. 18
C. 20
D. 26..✔


15.
The scheme which is launched for Skilling in Smart Cities in India is....

A. Pradhan Mantri Kaushal Kendra..✔
B. Atal Pension Yojana
C. Suraksha Savings Scheme
D. Small Savings Scheme


16.
Who launched excel-based offline tool to file initial GSTR-3B Returns..?

A. Goods and Services Tax Network (GSTN)..✔
B. Telenor India
C. Tata Teleservices
D. MTS India


17.
As per the Levels and Trends in Child Mortality 2017 report how many countries are responsible for 50% newborn deaths..?

A. 8
B. 5..✔
C. 3
D. 2


18.
Who signs agreement with Andhra Pradesh Government recently...?

A. National Institute of Health
B. National Institute of Technology
C. National Institute of Advanced Studies
D. National Research Centre for Banana (NRCB)..✔


19.
Which of the following has ranked best as per Airport Council International (ACI)-Airport Service Quality (ASQ) Survey...?

A. Coimbatore International Airport
B. Cochin International Airport
C. Calicut International Airport
D. Jaipur International Airport..✔


20.
Which county army organises Jashn -e-Kokernag to strengthen jawan-awam relationship..?

A. Russia
B. India..✔
C. Japan
D. Canada


21.
How many foreign direct investment (FDI) proposals was approved by the Department of Industrial Policy and Promotion (DIPP)..?

A. 4
B. 3..✔
C. 7
D. 6

• Bhavantar Bhugtan Yojana..-

​Launched by..-​ Government of India..

​Lunched..-​October 16, 2017..

Aim of this scheme..-​

To make sure that farmers get reasonable prices for their crops..

Inaugurated By..-​

Madhya Pradesh Chief Minister Shivraj Singh Chouhan..


Introduction..:-​

Madhya Pradesh Chief Minister Shivraj Singh Chouhan​ launched ​‘Bhavantar Bhugtan Yojna’​ On October 16, 2017 to hedge price risks in agriculture wherein farmers will be compensated for distress sales at prices below Union government-announced ​minimum support prices (MSP)​ in the presence of the farmers at the Krishi Upaj Mandi in Khurai, Sagar district of Madhya Pradesh..

Important Facts..-​

• The objective of this scheme is to protect them from losses suffered because of distress sale.
• Under this scheme, farmers will be compensated the difference between Minimum Support Price (declared by Union Government) and the actual sale price or model Price, whichever is higher.
• Model Price will be the average market prices for a particular commodity over a two-month period in Madhya Pradesh and two other states where the crop is grown and traded.
• The amount will be deposited in the bank account within a period of 2 months.
• At first, compensation under the scheme will be provided for eight crops including oil seeds and some pulses etc.
• For instance, if the MSP for soybean is Rs 2500 per quintal and the modal rate is Rs2,200 per quintal, if a farmer sells the crop at Rs2,300 per quintal in a mandi (wholesale market), the government will pay out Rs200 for every quintal sold directly to the farmer’s bank account.
• However, if the crop is sold at Rs2,100 per quintal, the state will transfer only Rs300 per quintal of produce sold, or the difference between MSP and the modal price.
• To avail the benefits farmers will have to register their crops at village-level cooperative societies along with their Aadhaar and bank account numbers also farmers are required to sell their crops only in mandis and obtain a receipt for the same.
• Government set a panel tasked with  revamping MSP, which was headed by Ramesh Chand, who is currently a member of federal think tank NITI Aayog.

• 8 Crops Covered Under Bhavantar Bhugtan Yojana are:-​

1. Soybean.
2. Groundnut.
3. Til.
4. Ramtil.
5. Maize.
6. Moong.
7. Urad.
8. Tuar Daal.

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